30 Eylül 2012 Pazar

Closure Of The Sacramento Campbell Soup Plant Will Be Very Painful

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This plant is only three miles from my house. Closure of the plant will rip open a new hole in the economy of South Sacramento, and the reverberations will be felt for miles in all directions, as customers disappear from shops, crime increases, and dependency grows. And what happens to the adjacent power plants (SPAC & Carson Ice-Gen)? Will they close too?:




It's an economic oasis in one of Sacramento's most impoverished neighborhoods – and an enduring symbol of the region's Big Tomato roots.

No wonder the shutdown of Campbell Soup Co.'s 65-year-old factory in south Sacramento, announced early Thursday, quickly became a bombshell felt up and down Franklin Boulevard and as far away as the Governor's Office.

The closure, to be completed in stages between now and next July, will eliminate 700 solidly blue-collar jobs, some paying $20 an hour or more. It won't stop Sacramento's late-arriving economic recovery, experts said, but it will hurt the job market and take another piece out of the region's middle class.

"Good jobs for poor people," said Monsignor James Church, pastor at nearby St. Rose Catholic Church. "This is going to whack our area – we're poor enough as it is."

Plant worker Dave Martin said the company had been dropping hints for months that the factory was in trouble, with managers complaining in staff meetings about slumping soup sales and bloated production costs. Campbell's has been losing market share as consumers drift away from canned soup.

Managers told workers that the Sacramento plant, whose workforce is represented by the Teamsters, pays the highest wages of any Campbell's factory, according to Martin. He added that some of the plant's chicken-noodle soup production was moved to another facility a month ago.

"Finally, today, they made the announcement they were closing it down," said Jesse Shanker, who has worked at the plant 22 years. "They told us that soup sales are going really, really slow, and it has been sliding over the years. And right now, they can't afford to run this plant."

Michigan Governor's 2010 Executive Budget

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Message from the Director, Bob Emerson

As Director of the Office of the State Budget, I would like to invite you to explore and make use of the many areas of our Web site. The State Budget Office is responsible for coordinating all aspects of the state budget including development of the Executive Budget recommendation, presentation of the budget to the Legislature and implementation of the budget after enactment. The Office also supervises and manages the collection and dissemination of educational data through the Center for Educational Performance and Information.

I am committed to providing comprehensive and useful information regarding the state budget and responsibilities of this office. I hope you find what you are looking for within our Web site.

**Governor Granholm's 2010 Executive Budget Addresses Structural Deficit, Protects Families
**Fiscal Year 2010 Executive Budget

Michigan Treasury

The Tax Saver's Credit Toolkit

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A new resource from AARP—a Retirement Made Simpler partner—has been developed for HR professionals to help employees make the most of the Saver's Credit—a federal income tax credit of up to $1,000. Toolkit materials include intranet content, an e-mail message, materials for open enrollment packets, FAQs and more.

Click on either the Automatic 401(k) or Traditional Defined Contribution Plan Toolkit below to learn more about how you can help eligible employees claim this valuable tax credit.............

Retirement Made Simpler

Foreclosure Fallout: You'd rather Rent...It's not so easy anymore

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Do you know the most common reason people don't want to buy a home? They'd rather rent. Do you rent? You will definitely want to follow me on this post.

Renting is easy? right? you just fill out the application, hand over the deposit, view the apartment, pay a little extra for a credit check. Done. Over. You got the keys. Much easier than buying a home.

As you know when you buy a home you've got to: get inspections(if you're wise) review lots of legal documents(will probably need an attorney, if you're wise), get all your bills and personal documents together over at least the last 6 months, fill out papers about every aspect of your life(your employment, credit history, residential history, auto, children, bills, assets, liabilities).

Well guess what? the same process has now arrived in the Rental world. We can look to a recent article in the New York Times. So look for this in your area soon if not already.

The lesson: If you're going to rent why not considering buying? The process is the same. Something to think about...
Click here to read the New York Times Article.

Here's all the Homes in Inkster, Michigan and Call me: Why?

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Sometimes I forget, because I live here, that many of you aren't  familiar with the town of Inkster, Michigan where I do business. So I'm enclosing a link where you can see all the homes. Take a look around. There are prices for all budgets.

That said, let me tell you why my company is called Red Carpet Keim Will Cooperate. Of course the Red Carpet Keim are trade names for real estate company. But what you may not know is about the Will Cooperate. When I first started in this business I had a saying on my building which said I will help you help you. Sounds redundant right? Well here's the deal.

You would be surprised how many people in this day and age think I should just give them a list of homes and send them them on their way to look at them and then purchase them from others. Well my friends, that is not how real estate works. Did you realize that you can have ANY real estate agent sell you a home. Because you see the signs in the windows or in the yard doesn't mean that is the only person or agent that you can buy a home from.

If this were the case, there would be only a few businesses in business. There are different types of real estate agents: some list, some sell and hopefully some do both. But the real estate person of your choosing  can sell you a home. We as professional real estate agents just need to be clear who we are representing. Some times you can find an agent to represent you in a transaction and they will do all they can to help you get the home of your dreams. Then there are agents, unfortunately , may only want to sell you what they've listed.
You see professionals want you to get the home you want. They will work with the listing agent or sales agents to make that possible. This in no way hurts your transaction.

So pick the real estate agent of your choosing. Do business with them and know they should help you to get the home for which you qualify.


Here is that link. Go house hunting and then, I hope, you'll give me a call.
Willie

29 Eylül 2012 Cumartesi

Fw: Unclaimed Money from the Government

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Federal and state governments are currently seeking the owners of billions of dollars in unclaimed property.  Does the government owe you money?

Each year, 25,000 payments are returned to the Department of the Treasury as undeliverable. Billions of dollars in savings bonds have stopped earning interest, but haven't been cashed.

It's free and easy to find out if you, your family, or your neighbors have unclaimed property. Visit USA.gov today to find out if the government owes you money.

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Harvest Moon

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Harvest Moon

The full Moon nearest the autumnal equinox (September 29 this year) is called the Harvest Moon. This full Moon helps the harvest by providing more light at the right time than do other full Moons.

• Usually the Moon rises about 50 minutes later each day, but around the time of the autumnal equinox, it rises only about 30 minutes later in the United States—even less in Canada.

• Gardeners and farmers can take advantage of the moonlight at this time of year and continue their day's work in harvesting crops.

Read more about why we give importance to this Moon in our article "Shine On, Harvest Moon."

The September full Moon is also known as the Corn Moon or Barley Moon.

See our September guide for full Moon times, best days by this Moon, a video, and more.

Dreams of a full Moon predict unusual success in matters of love.

A harvest Moon means that you will get unusually good returns on investments of energy or money.